Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, November 29, 2010

Note to Retailers...Mind Your Own Business!


With the holiday season upon us, we are all making the mad dash to retail stores to purchase gifts for out loved ones. I love this time of year, it makes me feel all tingly inside to spoil my kids. I enjoy the rush I get when I know that I found the perfect gift for someone. But one thing I really Do Not Like is when the cashiers at these retail stores always ask you for some form of personal information such as your postal code or email address. Which begs to question...why?

What really bothers me about this process which the retailers claim is for marketing purposes (sure it is) is that the cashier never explains why they are asking for your information. Like brain washed robots they just demand your data and sometimes add please. The only time they explain the reason for asking  is when you question them as to why they are asking for your information! I would think that if retailers want this information to compile a customer profile then they should be obligated to say so directly, honestly and explain that to the customer up front.

I used to give my address and number out until my husband one day asked me why I did. I did not have an answer. It did not dawn on me to ask why they wanted to know my information. I just went with the flow, everyone else gave their info so why wouldn't I...there must be a reason for their asking I thought.  Whatever the reason, you are not obligated to give them your information. So why does everybody do it?

I no longer give my information out and when asked for it I always ask the person at the register why they want to know my personal information. Often times they seem shocked that I even say no. But when I put them on the spot they fumble for an answer. I have been to a few stores that were so aggressive in trying to gain my data that I was stunned. First they wanted my phone number, then my postal code and lastly my email address. Each time I said no but the cashier was relentless!

This practice by retailers has become one of my biggest pet peeves. Seriously, my skin itches when I think about it. It does not bother me that the stores are trying to build on their business, I just can't stand the mindless, deliberate and unattached way they go about it. They should have signs at the check out the explains the reason for the process and also inform customers that they in no way have to comply. Just a thought!

I found another really good article about this topic here, give it a read and see if you will be sharing your information so easily next time.




Thursday, February 18, 2010

If I had $42 Million Dollars

Residents of Ontario don't forget to buy your Lotto Max tickets! The draw this Friday is for $42 million dollars! Gasp!

My husband and I often sit around and talk about what we would do if we won the lottery, especially a sum of money as large as this win. We discuss our dreams with such passion that I am unable to sleep that night. We look all glass eyed and speculate how our lives would change, hopefully for the better.

If I won $42 million I would:
1. Pay off all debt
2. Give money to family members, especially those in need
3. Buy my dream home in Tuscany or somewhere else in Italy
4. Build my dream home  here in Ontario, preferably lake front with lots of land
5. Liposuction and Tummy Tuck...why? I need it and am too lazy to work for that trim and toned body (if Octomom can do it so can I)
6. Have the money to ensure that my children will attend the best University (even if I have to bribe the dean to let them attend)
7. Buy a tricked out minivan (hey I'm still a Mom and need to transport the ankle bitters around) with all the high end fittings
8. Hire a housekeeper
9. Hire somebody to help me shop for myself, a personal stylist would be great
10. Travel all over the world and not have to resort to hostels for accomodation
11. Buy up lots of real estate for investment (perhaps become a slum lord...hehehe)
12. Enjoy my financial freedom!

I am sure that I could add a many more things to this list, but why be foolish. I would like to keep that money for the rest of my days and ensure that the kids are comfortable in their adulthood.

What would you do if you won $42 million? Imagine!